Finding the best annuity quotes for you



Responsible Annuities are dedicated to helping you find the right annuity for you. We look at much more than just the headline annuity rate. Responsible go further than this, analysing your retirement plan, desires and goals to find a range of annuities from the whole of the market that best meets these goals.

Pension Size:

E-mail Address:

Approx. Retirement Date:

Approx. Retirement Date:

Taking some of your pension fund as a tax-free lump sum


When you come to buy your annuity, you will usually the option to take anything up to 25% of your pension savings as a tax-free lump sum of cash immediately.

The benefit of doing this is that the money is not subject to any income tax, and can be used for whatever you like. Some people use this money to clear any outstanding mortgage they have, to make home improvements or to take a post-retirement holiday.

However, you should be aware that the more tax-free cash you take at the outset, the less you will have left over to buy your annuity and, therefore, the smaller your annual income will be.

As part of our free service when arranging your chosen annuity, we will arrange for your chosen sum of tax-free cash to be paid to you directly.


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